穆迪警告柬埔寨银行业面临不良贷款及房地产风险

[来源: CIR] [分类提示: NEWS] 标题: Leader Talks: Moody’s Eugene Tarzimanov on Cambodia’s Banking Growth Story as NPL and Property Risks Rise at 2026 Banking Conference Cambodia Investment Review Cambodia’s banking sector remains structurally attractive, but rising non-performing loans, heavy real estate exposure and high private-sector debt are creating growing risks for lenders, according to Moody’s Ratings. Cambodia’s banking system is entering a more difficult credit cycle as weak property conditions and slower economic growth push non-performing loans to their highest level in recent years, according to a new presentation from Moody’s Ratings. Moody’s said the banking system’s non-performing loan (NPL) ratio reached 9.6% in June 2026, up from 8.3% at the end of 2025 and 2.4% in 2021. Read More: Moody’s Revises Cambodia’s Outlook to Negative, Affirms B2 Rating Amid Trade Risks in 2025 Outlook The rating agency identified the clean-up of problem loans, high credit relative to gross domestic product, concentrated real estate exposure and widespread dollarisation as the sector’s principal challenges. However, Cambodia’s banks continue to benefit from strong system-wide capital buffers, improving funding conditions and significant long-term growth opportunities from financial deepening. The assessment was presented by Eugene Tarzimanov, Senior Vice President for Asia-Pacific Financial Institutions at Moody’s Ratings, under the theme “Cambodian Banks: Navigating Risks and Capturing Growth.” Cambodia’s NPL Ra