柬埔寨银行业面临信心考验而非危机，存贷比五年来首次改善至95%

[来源: CIR] [分类提示: NEWS] 标题: Exclusive: Cambodia’s Banking Sector Faces a Confidence Test, Not a Crisis, as Sector Loan-To-Deposit Ratio Improves to 95% For First Time in Five Years Cambodia Investment Review Cambodia’s banking sector is entering what industry leaders describe as a defining period of adjustment rather than a systemic crisis, with strong capital buffers, ample liquidity and close regulatory oversight helping underpin confidence despite rising concern fuelled by rumours, social media speculation and a more challenging credit environment. That was the central message emerging from the recent Annual General Meeting of the Association of Banks in Cambodia (ABC), where Chairman Rath Sophoan said the Kingdom’s financial system remains fundamentally sound, even as lenders navigate slower credit growth, elevated non-performing loans and weaker sentiment in parts of the market. Read More: Association of Banks in Cambodia Re-Elects Rath Sophoan as Chairman for 2026–2028 Term Sharing the background information with Cambodia Investment Review, the association also outlined key sector data showing that while Cambodia’s banking industry is under pressure from economic headwinds and misinformation, the broader system remains well-capitalised, liquid and closely supervised by the National Bank of Cambodia (NBC). A $100 Billion Financial System Still Standing Firm Cambodia’s banking system assets grew of approximately $100.2 billion by end of 2025, up around 8.2% year-on-year, according to NBC’s Finan