爱喜利达银行Q1净利达4590万美元 数字化用户增至590万

分类金融
事件时间2026-05-15
地点金边
来源柬埔寨投资评论
发布时间2026/05/15 10:43
详情描述
2026年5月15日,爱喜利达银行(ACLEDA Bank Plc.)向柬埔寨证券交易所(CSX)提交了2026年第一季度财务报告。数据显示,该行第一季度净利润约为4590万美元,较去年同期增长7.2%。
此次业绩增长主要得益于净利息收入的增加、贷款组合的扩张以及数字化业务的持续推进。财报显示,爱喜利达银行超级APP(AC Super App)的用户数量增长显著,从2025年3月的480万增长至2026年3月的590万。此外,该行贷款组合规模较去年同期增加了超过5亿美元。
尽管营收表现强劲,但该行在风险拨备方面承受了较大压力。第一季度不良贷款拨备支出从去年同期的1810万美元上升至2170万美元。银行方面表示,拨备支出的增加主要受不良贷款率上升,以及为受柬泰边境冲突影响的借款人提供救济措施所致。
📋 简要摘要 ▸
爱喜利达银行发布2026年第一季度财报,净利润同比增长7.2%至4590万美元。增长主要得益于净利息收入增加及爱喜利达银行超级APP用户激增至590万。尽管业绩强劲,但受不良贷款增加及边境冲突相关救济措施影响,银行拨备支出升至2170万美元。
📋 完整原文 ▸
[来源: CIR] [分类提示: NEWS]
标题: ACLEDA Q1 2026 Profit Rises to $46 Million, Share Price Falls Over 55% From IPO Despite Strong Earnings
Cambodia Investment Review
ACLEDA Bank Plc. reported a 7.2 percent year-on-year increase in net profit for the first quarter of 2026, with earnings reaching approximately $45.9 million as Cambodia’s largest listed lender continued to benefit from stronger interest income and digital banking growth.
The bank’s latest filing to the Cambodia Securities Exchange (CSX) showed profit growth was primarily supported by higher net interest income, expansion in its loan portfolio and continued growth of its AC Super App ecosystem. However, the results also highlighted ongoing pressure from rising non-performing loans (NPLs), elevated impairment expenses and continued relief measures linked to borrowers affected by the Cambodia-Thailand border conflict.
Read More: ABA, ACLEDA, KB PRASAC & Canadia Bank Account For Over 75% of Cambodia’s $1B Banking Net Profits in 2025
The lender’s loan portfolio increased by more than $500 million compared to the same period last year, while registrations for the AC Super App rose sharply from 4.8 million users in March 2025 to 5.9 million by March 2026, underlining the bank’s continued push into digital banking services.
Despite the stronger earnings performance, the bank continued to absorb significant costs associated with borrower support programs and provisions. Net impairment losses increased to $21.7 million in Q1’26 from $18.1 million durin