柬埔寨移动银行用户破千万 KHQR年交易额超1050亿美元

分类经济
地点金边
来源柬埔寨投资评论
发布时间2026/06/08 14:28
详情描述
根据柬埔寨投资评论(CIR)最新发布的数据,柬埔寨数字经济取得显著进展,移动银行用户数量已突破1000万大关。在智能手机普及、互联网接入成本降低以及柬埔寨国家银行(NBC)政策支持的共同推动下,柬埔寨已逐步转型为东南亚地区领先的移动优先经济体。
柬埔寨银行协会(ABC)提供的数据显示,数字银行与支付系统已成为支撑柬埔寨经济活动的核心基础设施。目前,KHQR支付系统的年交易额已超过1050亿美元。
与部分发达经济体从桌面电脑向移动端过渡的路径不同,柬埔寨在发展过程中跳过了传统的固定线路互联网基础设施阶段。得益于广泛的4G网络覆盖及廉价智能手机的普及,数字支付已深度融入当地经济。目前,KHQR支付已成为核心支付基础设施,绝大多数商户和银行均已支持该系统,日常消费与商业结算正全面转向无现金化。
📋 简要摘要 ▸
柬埔寨数字经济取得重大进展,移动银行用户数已突破1000万大关。得益于柬埔寨国家银行的政策支持及智能手机的普及,KHQR支付系统年交易额已超过1050亿美元,标志着柬埔寨已成为东南亚领先的移动优先经济体。
📋 完整原文 ▸
[来源: CIR] [分类提示: NEWS]
标题: Exclusive: Cambodia’s Digital Economy Reaches New Milestone as Mobile Banking Users Surpass 10 Million and KHQR Payments Exceed $105 Billion Annually
Cambodia Investment Review
Cambodia’s digital economy has reached a significant milestone, with mobile banking users surpassing 10 million and KHQR payment transactions exceeding $105 billion annually, underscoring the country’s rapid transformation into one of Southeast Asia’s most digitally connected and mobile-first economies.
While much of the regional attention remains focused on larger ASEAN markets such as Indonesia, Thailand, and Singapore, Cambodia has quietly built one of the region’s most comprehensive digital payment ecosystems, driven by widespread smartphone adoption, low-cost internet access, and strong support from the National Bank of Cambodia (NBC).
Sharing the latest figures Sharing the background information with Cambodia Investment Review the Association of Banks in Cambodia (ABC), suggest the country has moved well beyond the early stages of digital adoption. Instead, digital banking and payments are increasingly becoming core infrastructure supporting economic activity across the Kingdom.
A Mobile-First Economy Takes Shape
Unlike many developed economies that transitioned gradually from desktop computers to laptops and eventually smartphones, Cambodia largely bypassed traditional fixed-line internet infrastructure.
The combination of affordable smartphones, widespread 4G coverage, and some of the regio