柬埔寨银行业协会发布增长路线图 强调信贷质量
分类金融
地点金边
来源柬埔寨投资评估
发布时间2026/07/07 12:09
详情描述
柬埔寨银行业协会执行董事Khemara Ros近日在金边表示，柬埔寨经济增长前景预计为3.9%，未来银行业的发展核心在于提升信贷质量，而非单纯追求信贷规模的扩张。信贷投放将重点向制造业、外商直接投资、出口、基础设施及高质量中小企业倾斜。
目前，柬埔寨银行业整体运行稳健。数据显示，该行业资本充足率达到22%，流动性覆盖率达到179%，充足的资本与流动性缓冲为支持企业经营及整体经济发展提供了保障。
为推动下一阶段的经济增长，银行业将实施一系列改革措施，包括建立资产管理公司、强化抵押品追偿机制、推动资本市场发展，以及推广数字金融与可持续金融，旨在进一步释放资本活力。
📋 简要摘要 ▸
柬埔寨银行业协会执行董事Khemara Ros指出，柬埔寨经济增长需依赖高质量信贷，而非单纯的信贷扩张。目前银行业资本充足率达22%，流动性覆盖率达179%，未来将通过资产管理公司、资本市场改革及数字金融支持经济增长。
📋 完整原文 ▸
**Exclusive: Association of Banks Executive Director Khemara Ros Outlines Roadmap for Cambodia’s Next Banking Growth Cycle**
**Key Points**
**🏦 Better Credit Over More Credit**
ABC Executive Director **Khemara Ros** said Cambodia's **3.9% GDP growth** outlook requires "better credit, not simply more credit," with lending increasingly directed toward manufacturing, FDI, exports, infrastructure and quality SMEs.
**📈 Banking Sector Remains Strong**
Cambodia's banking system remains resilient with a **22% Capital Adequacy Ratio (CAR)** and **179% Liquidity Coverage Ratio (LCR)**, providing strong capital and liquidity buffers to support businesses and the wider economy.
**🚀 Capital for Cambodia's Next Growth Phase**
Khemara said reforms including Asset Management Companies (AMCs), stronger collateral recovery, capital market development, digital finance and sustainable finance will help unlock capital and support Cambodia's next phase of economic growth.
https://cambodiainvestmentreview.com/2026/07/07/exclusive-association-of-banks-executive-director-khemara-ros-outlines-roadmap-for-cambodias-next-banking-growth-cycle/