柬埔寨发布五年保险业发展规划,目标至2030年人均保费翻倍至45美元
分类经济
事件时间2025-2030年
地点柬埔寨
来源CIR
发布时间2026/04/22 09:23
详情描述
柬埔寨保险监管机构近日发布《2025-2030年保险业战略发展规划》,旨在通过深化市场渗透率及增强社会安全网,推动保险业在国家经济中发挥更大作用。该规划设定了明确目标,计划至2030年将人均保费提升至45美元。
根据保险监管机构发布的数据,柬埔寨保险业在过去五年内保持了年均超过6%的增长速度。2025年,该行业总保费收入达到3.67亿美元,较2021年的约3亿美元实现显著增长。
市场规模扩大的同时,持牌保险机构数量也持续增加,从2021年的83家增长至2025年的112家。保险监管机构总干事布占皮鲁(Bou Chanphirou)表示,随着企业和家庭面临的不确定性增加,保险业已成为柬埔寨金融体系中日益重要的组成部分。
该战略规划强调,保险作为应对风险的有效机制,能够减轻财务负担,在提升社会韧性及巩固社会安全网方面具有重要作用。此次规划的发布旨在进一步增强公众对保险行业的信心,并满足市场对风险保障产品日益增长的需求。
📋 简要摘要 ▸
柬埔寨保险监管机构发布《2025-2030年保险业战略发展规划》,旨在深化市场渗透率并增强社会安全网。数据显示,柬埔寨保险业过去五年年均增长超6%,2025年总保费收入达3.67亿美元,持牌机构数量从2021年的83家增至112家。该规划强调保险在应对风险、减轻财务负担及提升社会韧性方面的重要作用。
📋 完整原文 ▸
[来源: CIR] [分类提示: NEWS]
标题: Cambodia Unveils Five-Year Insurance Plan to Nearly Double Market Density to $45 Per Capita by 2030
Cambodia Investment Review
Cambodia’s insurance industry is seeking to expand its role in the national economy after gross written premiums rose to more than $367 million in 2025, up from around $300 million in 2021, according to the Insurance Regulator of Cambodia.
Officials said the sector recorded average annual growth of more than 6% over the last five years, supported by a rising number of insurers, broader public awareness and increasing demand for risk protection products.
The figures were outlined during a dissemination seminar for the Cambodia Strategic Development Plan for the Insurance Sector 2025-2030, which aims to deepen market penetration, strengthen confidence in the industry and improve the country’s social safety net.
Bou Chanphirou, Director General of the Insurance Regulator of Cambodia, said the insurance sector has become an increasingly important part of Cambodia’s financial system as businesses and households face greater uncertainty.
“The insurance sector plays an important role as an effective mechanism in addressing the financial burden when risks arise, aiming to strengthen the social safety net and promote resilience in society,” he said.
Market Expands In Size and Players
Cambodia’s insurance market has expanded steadily in recent years, with the number of licensed entities rising from 83 in 2021 to 112 in 2025.
That total includes 39 insurance