评论：2026年柬埔寨银行业展望（第二部分）

[来源: CIR] [分类提示: NEWS] 标题: Opinion: Who’s Gonna Ride Your Wild Horses? (Part II – Banking Outlook for 2026) Raymond Sia As a sequel & follow-up to the March 2026 article, Part II provides an outlook of the Cambodian Banking sector for the remaining months of 2026. Read More: Opinion – Who’s Gonna Ride Your Wild Horses? (Part I – Banking) There are a number of provisos on this outlook and one key assumption is a commonly used Latin phrase in economics & science – “ceteris paribus” i.e. that there are no new surprises in domestic & global economic conditions.  To re-cap from Part I, year 2026 has started-off very much similar to the anticipated traits of the Chinese zodiac of the “Fire Horse”, where it is expected there will be a lot action, disruption and unpredictability. The first 3 months of 2026 has not been the best start for many countries.  Headwinds that were faced in 2025 continue to persist in the new year and this has been compounded with the on-going Middle East War which further adds more inflationary pressure and Cambodia; being an open economy and business friendly Kingdom is not excluded from this confluence of headwinds. Non-Performing Loans (“NPL”) The Cambodian banking industry has been experiencing elevated NPL position for the past 2 years. “Upward trajectory” & “pressure on asset quality” are some of the views on the current NPL situation from my conversation in recent times with a number of commercial bank CEOs and Deputy CEOs.  Their views are certainly validated; more so ami